As Attorney General Mike Cox battles newly passed healthcare
reform on the national stage, Republicans in the state House and Senate are trying to
push through constitutional amendments guaranteeing Michiganians the right
to choose whether to buy health insurance.
Billing it as a states’ rights issue, Republicans say state
residents should not be compelled to buy insurance, as stipulated in the new
law. Amendments also would prevent people from being fined for paying directly
for healthcare services.
State Sen. Valde Garcia, R-Marion
Township, said the
health legislation lays down a unique mandate for Americans to buy insurance –
quite unlike Michigan’s
requirement that all motorists buy car insurance.
Driving, he says, is a choice that people make, and the purchase of car insurance results from that choice.
But people will have no choice in buying health insurance.
That argument seems flawed, in that people really have no
choice but to drive in this society. America is far behind other
developed countries in its investment in public transportation, and many
medium-size and smaller cities have transportation systems akin to 19th
century agrarian societies.
Among most people, you drive, take a taxi – or walk. If you
can afford a car, there’s really no choice but to buy or lease one.
Once you remove that argument, both car insurance and health
insurance mandates are nearly the same. Both are designed to spread risk among
large groups of people.
It’s not the most efficient way to provide healthcare, as it
continues to rely on insurance companies as middle men that will continue to
rake in large profits. But it’s better than the system we are leaving behind.
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